This website of SPARQ is intended for general information purposes. This website provides basic information concerning the services offered by SPARQ. By accessing this website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the Terms and Conditions that follow.

Linked Internet Sites
Users are advised that information on hyperlinked or referred-to websites is neither investigated nor analyzed by SPARQ. No warranty or representation, express or implied, is given as to the accuracy or completeness of that information. In no event will SPARQ, nor any of its directors, employees or advisors accept any liability with regard to the information contained in the individual companies', business unit’s or product group's websites or any other hyperlinked or referred-to websites.

SPARQ is not responsible for the content of any other internet sites linked to this site. A link to another site is meant for convenience only and does not imply that SPARQ endorses the site or any products or services that it describes. Your access to and use of any other Internet sites linked to or from this site is at your own risk and SPARQ assumes no obligation or liability in connection therewith. SPARQ reserves the right to terminate any link or linking program at any time.
By accessing this site, you also agree to abide by the proprietary guidelines set forth at any website accessed or linked to through this site.

The site content is protected by copyright. All rights in the pages, site content and arrangement are owned by SPARQ or its licensors. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any site content for any other purposes than that of this site.

Trademarks, Service Marks and Logos
The trademarks, service marks and logos (‘marks’) appearing on this site are the property of SPARQ or its licensors. Users are prohibited from using any of the marks without the prior written consent of the relevant company.

No Liability
While SPARQ uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. SPARQ expressly disclaims any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access to or use of this site, and/or any other SPARQ websites whether or not SPARQ were aware of the possibility of such damages.

All information on this site, including but not limited to graphics, text and links to other sites, is provided ‘as is’ and is subject to change without prior notice. Such information is provided, to the fullest extent permissible pursuant to applicable law, without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

SPARQ does not warrant the adequacy, accuracy or completeness of any information on this site and expressly disclaim any liability for errors or omissions therein. Users are responsible for evaluating the accuracy, completeness or usefulness of any information or other content available on this site.

SPARQ does not warrant the error free and uninterrupted service of this website.

Complaints and questions
SPARQ gives utmost importance to any customer question, problem or complaint, so that SPARQ can try to find an appropriate solution for them. Please refer to the contact details to contact SPARQ in your country.

Applicable law
This website and disclaimer are subject to Dutch law.SPARQ is part of ING Bank N.V. (‘ING’). ING has its statutory seat in Amsterdam at Bijlmerplein 888, 1102 MG, The Netherlands, Trade Register number 33031431. ING is regulated and licensed by the De Nederlandsche Bank (‘DNB’) and the European Central Bank (‘ECB’) for payment services. ING is also regulated and licensed by the Autoriteit Financiële Markten (‘AFM’) and regulated by the Autoriteit Consument & Markt (‘ACM’). Information regarding supervision of ING can be obtained from DNB (ww.dnb.nl), AFM (www.afm.nl) or ACM (www.acm.nl).